Posted on: 25 February 2020
Worker's compensation is compensation that is given from an employer to an employee if the employee becomes injured while on the job. Normally, a company that has employees carries worker's compensation insurance that will pay an employee if he becomes injured at work. However, that does not mean the employee is always willing to pay for all expenses that have been incurred due to the injury. In this situation, it is best to hire a worker's compensation attorney and take the case to court. With the help of an attorney, an employee can be rewarded these types of compensation if they win a worker's compensation case.
Payment of Medical Costs
All current and future medical expenses incurred due to the injury that happened on the job should be paid for by the employer. This includes doctor's visits, hospital stays, trips to the emergency room, surgery, physical therapy, and medications. Even if the employee will now have ongoing treatment due to the injury for the rest of his life, this also must be paid for by the employer.
Time Lost From Work
The employer is also responsible for paying the employee for the time he loses from being able to work because of the injury. For instance, if the employee normally works for 40 hours a week at $20 an hour, the employer must pay him the same pay rate for the same number of hours he would normally be working had he not been injured. The employee must be paid for the time he is home recovering from the injury just as if he were at the job working every day. In most cases, worker's compensation is paid on a weekly basis to the injured employee. This allows him to continue paying his normal bills and to maintain the same lifestyle he is accustomed to.
When an employee is injured on the job, the employer must pay for the cost of any vocational rehabilitation the injured employee needs. If the employee needs to go through a rehab program in order to return to work, this must be paid for by his employer. If the employee will never be able to return to the same job due to his injury, the employer must also pay for vocational rehabilitation to train him to do another job that has the same or a similar pay rate.
If the employee's injury is so severe that he is now permanently disabled, worker's compensation must pay him monthly long-term disability payments until he reaches the age that he is eligible for social security. The amount of the long-term disability payments depend on how many work credits the employee has earned over the years since he began working.
Unlike personal injury cases, worker's compensation is not required to pay for an injured employee's pain and suffering. However, if a person is injured on the job, it is very important to file a worker's compensation claim because the compensation one can be rewarded will make recovering from an injury much easier to tolerate.Share